Housing & Energy

Cedar Grove Way Apartments

One bedroom rental housing in the City of Dunlap to help participants that are diagnosed with mental illness and/or recovering from addition or alcoholism and are homeless. Preference is given to participants of the Adult Community Corrections and Misdemeanor Probations programs. Available in Sequatchie County. Funded by Tennessee Housing Development Agency.

Housing Choice Voucher

Housing Choice Voucher (Section 8) provides rental assistance across five counties, Sequatchie, Marion, Bledsoe, Grundy, and Polk. Funded by U.S. Department of Housing and Urban Development (HUD), the program subsidies a portion of rent, with clients typically paying up to 30% of their gross allowable income. Assistance is based on a prioritized waitlist, with preference given to elderly/disabled individuals, working families, those impacted by disaster and non-working households. The waitlist is reopened periodically, typically every several years once all current applicants have been served.

Low-Income Home Energy Assistance (LIHEAP)

This program assists low-income families/individuals, elderly, or handicapped persons with energy needs. Assistance may be provided in electric, natural gas, fuel oil, kerosene, wood, and coal. Payment is made directly to energy or fuel supplier. Low-income residents in Bledsoe, Grundy, Marion, Meigs, McMinn, Rhea, Polk, and Sequatchie counties may apply for services. Funded by the Tennessee Housing Development Agency.

Liheap Application and Instructions
Apply Online Here
Information for Applying Online

Permanent Supportive Housing Program (PSH)

Our Permanent Supportive Housing (PSH) Program helps individuals experiencing chronic homelessness who have a documented long-term or indefinite disability find and maintain stable housing. Through rental assistance, case management, and supportive services, we help participants build life skills, increase household income, and work toward long-term housing stability. Funded by U.S. Department of Housing and Urban Development.

To be considered for SETHRA’s Permanent Supportive Housing Program, you must meet all of the following requirements:

  • Be experiencing literal homelessness for 12 or more months: You must be living in a place not meant for human habitation (such as a car, tent, or abandoned building), or staying in an emergency shelter. Individuals who are temporarily staying with friends or family or are at risk of losing their housing may not meet this program’s homelessness eligibility requirements.
  • Have a documented long-term or indefinite disability.
  • Live in one of the following Tennessee counties: Bledsoe, Bradley, Grundy, Marion, McMinn, Meigs, Rhea, Polk, or Sequatchie.

Eligibility is determined through the Universal Housing Assessment and the applicable program requirements.

  • Rental Assistance to help you maintain stable housing.
  • Case Management to help you identify goals and connect with community resources.
  • Supportive Services to help you build life skills, increase income, and work toward greater independence.

SETHRA cannot accept direct applications for the Permanent Supportive Housing Program. To be considered for housing, you must first complete a Universal Housing Assessment (UHA). Please contact your local SETHRA office to request an assessment.

During the assessment, information is collected about your housing situation, disability, and individual needs. The completed assessment is submitted to the Chattanooga Homeless Coalition for review.

If a housing program has an available opening that matches your needs, the Chattanooga Homeless Coalition may send a referral directly to that program.

  • Completing a Universal Housing Assessment does not guarantee housing.
  • The assessment is not an application for housing.
  • SETHRA and the Chattanooga Homeless Coalition cannot provide status updates on submitted assessments.
  • If you are referred to a housing program, communication will come directly from that program.

We understand that finding stable housing can be challenging. Our goal is to help individuals access housing and supportive services that promote long-term stability and independence.

Weatherization

The weatherization program provides a whole house approach that incorporates advanced technologies and addresses the comprehensive energy usage in low-income homes, as well as related health and safety improvements. In order to be eligible for this program, you must provide proof of income and be in need of home, and/or safety improvements to your dwelling and live in Bledsoe, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea or Sequatchie County. Funded by Tennessee Department of Human Services.
Download Application

Emergency Repair Program

To correct, repair, or replace an essential system and/or critical structural problem for low-income homeowners who are elderly (60+) or disabled. This is not a comprehensive home renovation program. The goal of the program is to stabilize the homeowner’s residence by making essential repairs to make the home more livable and to correct health and safety hazards.

USDA RD Section 504 Home Repair Loan Packaging

Assists with applying for federal funds to repair critical health and safety hazards in a home that is in an eligible rural area. The funds can be used in conjunction with SETHRA’s Emergency Repair Program.

USDA RD Section 502 Home Ownership Loan Packaging

Assists with applying for federal funding to either construct or buy a home in an eligible rural area. The funding is in the form of a low interest mortgage of terms from 33 to 38 years. Qualifications include a minimum credit score of 640, stable and dependable income, and meet income eligibility guidelines.